NJ Disaster Recovery Homeowner Assistance
NJ Department of Community Affairs
About This Program
Activated following federally declared disasters to help homeowners repair or rebuild damaged homes. Covers unmet needs not covered by insurance or FEMA. Program details vary by disaster event.
Grant amount based on unmet recovery needs after insurance and FEMA
The cited program-specific URL responded on 2026-08-21; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Oakland, NJ, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Activated after federally declared disasters
- Covers unmet needs beyond insurance/FEMA
- Up to $150,000 depending on damage
- Owner-occupied primary residences only
- Currently closed, activates after future disasters
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Oakland.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Activated only after federally declared disasters
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Oakland, NJ
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs