Maryland Bay Restoration Fund Septic Upgrade Program

Maryland Department of the Environment

Available Home Repair

About This Program

Provides 0% interest loans up to $30,000 to upgrade failing septic systems in the Chesapeake Bay watershed. Covers cost of nitrogen-removing septic upgrades or connection to public sewer. Loan term up to 20 years.

0% interest loan for septic system upgrade or sewer connection

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 0% interest loan up to $30,000
  • For septic system upgrades or sewer connection
  • Ocean City is in Chesapeake Bay watershed
  • Loan term up to 20 years
  • No income requirements

How to Apply

A grant-savvy contractor in Ocean City, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ocean City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing program, applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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