Maryland HomeOwnership Accessibility Modification Program

Maryland Housing Finance Authority

Available Senior & Disability

About This Program

Provides deferred loans to make homes accessible for residents with disabilities. Modifications include ramps, stair lifts, widened doorways, accessible bathrooms, and other ADA-compliant improvements. Loan is forgiven after 10 years of owner-occupancy.

Deferred loan forgiven after 10 years of owner-occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $20,000 for accessibility modifications
  • For households with income up to 100% AMI
  • Covers ramps, lifts, bathroom modifications
  • Forgiven after 10 years of owner-occupancy
  • Must have household member with documented disability

How to Apply

A grant-savvy contractor in Ocean City, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ocean City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

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