USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Oceanside may qualify depending on location.

Seniors 62+ can receive grants; others receive 1% loans up to 20 years

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be very-low-income (50% AMI or below)
  • Owner-occupied homes in eligible areas
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Oceanside, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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