Find grants, rebates, forgivable loans, and free programs for Oceanside, NY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oceanside, NY, with individual awards up to $500,000. 3 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-qualified homeowners and renters in Nassau County. Includes insulation, air seal...
Grant funds for lead hazard control and abatement in pre-1978 homes where children under 6 reside. Covers lead-safe wind...
Rebates for installation of air-source or ground-source heat pumps to replace fossil fuel heating systems. Enhanced reba...
Professional home energy assessment identifying opportunities for efficiency improvements and utility bill savings. Incl...
Rebates for purchase of ENERGY STAR certified appliances including refrigerators, heat pump water heaters, clothes washe...
Instant rebate for purchase and installation of eligible smart thermostats through the PSEG online store. Smart thermost...
Zero-percent interest home improvement loans for owner-occupied single-family homes in Nassau County. Covers major repai...
Grant assistance for home repairs for Nassau County homeowners aged 62 and older with limited income. Covers emergency a...
Grants for accessibility modifications to owner-occupied homes in Nassau County where a household member has a documente...
Low-interest loans for repair or replacement of private sewer laterals from home to public main. Available to all Nassau...
Financial incentive for installation of residential solar photovoltaic systems in New York State. Incentive amount based...
Incentives for installation of residential battery energy storage systems in Nassau County. Can be paired with solar or ...
Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes in eligible rural ar...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to accommodate their disabil...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...
State disaster recovery program providing reconstruction assistance to homeowners in federally declared disaster areas. ...
Forgivable loans for substantial home rehabilitation for low-income owner-occupants in Nassau County. Funded through HUD...
Emergency grant assistance for critical home repairs that pose immediate threats to health and safety. Funded through HU...
Provides financing and subsidies for development of affordable owner-occupied housing. Supports new construction and sub...
Enhanced energy efficiency rebates and services for income-qualified PSEG Long Island customers. Includes free LED bulbs...
Rebates for purchase and installation of Level 2 electric vehicle charging equipment at residential properties. Supports...
Down payment and closing cost assistance for first-time homebuyers in Nassau County. Structured as a forgivable second m...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Oceanside, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oceanside, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.