USDA Section 504 Home Repair Program

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards including accessibility improvements.

Combines low-interest loan (1% interest) with possible grant for seniors

Key Details

• Loans up to $40,000 at 1% interest
• Additional grants up to $10,000 for seniors 62+
• Income at or below 50% AMI required
• Must be in eligible rural area (check eligibility)
• Covers major repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Ocoee, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round