Home Improvement Grants in Ocoee.

Find grants, rebates, forgivable loans, and free programs for Ocoee, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ocoee, FL, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 forgivable loan

Orange County Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low-income owner-occupied homes in unincorporated Orange County and ...

Home Repair
Up to $10,000 grant

Orange County Emergency Home Repair Grant

Emergency repair grants for immediate health and safety hazards affecting very low-income homeowners in Orange County. C...

Emergency
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by Florida DEO providing free energy efficiency upgrades to income-...

Weatherization
Up to $30,000 forgivable loan

Orange County SHIP Homeowner Rehabilitation

State Housing Initiatives Partnership (SHIP) funded rehabilitation program for moderate-income homeowners in Orange Coun...

Home Repair
Free energy audit + instant measures

Duke Energy Home Energy Check

Free in-home energy assessment for Duke Energy residential customers. Includes instant installation of LED bulbs, faucet...

Energy
Up to $450 rebate

Duke Energy Heat Pump Rebate

Rebate for Duke Energy customers who install qualifying high-efficiency electric heat pumps. Rebate amounts vary by syst...

Energy
Up to $100 rebate

Duke Energy Smart Thermostat Program

Rebate for Duke Energy customers who purchase and install qualifying smart thermostats that enable energy management. He...

Energy
Community solar subscription

FPL SolarTogether Program

Community solar program allowing FPL customers to subscribe to solar energy without installing panels. Participants rece...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, purchase, or modify a home to accommodate their...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers modifications...

Veterans
Free lead hazard assessment and remediation

Florida Childhood Lead Poisoning Prevention Program

State-funded program to identify and remediate lead hazards in homes where children under 6 with elevated blood lead lev...

Home Repair
Up to $15,000 grant

Orange County ADA Accessibility Modification Program

Provides grants to modify homes for accessibility for disabled and elderly residents in Orange County. Covers wheelchair...

Seniors & Disability
Up to $7,500 grant

Orange County Senior Home Repair Program

Provides grants for minor home repairs and safety modifications for low-income senior homeowners age 60+ in Orange Count...

Seniors & Disability
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy-efficient home improvements including windows, doors, insulation, heat pumps, and water he...

Energy
30% of system cost (no cap)

Federal Residential Clean Energy Credit (Solar)

Federal tax credit for residential solar panel systems and battery storage. Credit equals 30% of total system cost with ...

Solar/Renewable
Up to $50,000 additional exemption

Florida Senior Property Tax Exemption

Additional homestead exemption for homeowners age 65+ with household income below $32,000 (adjusted annually). Provides ...

Property Tax Relief
$500 exemption

Florida Disability Property Tax Exemption

Property tax exemption for totally and permanently disabled homeowners or certain disabled veterans. Provides $500 reduc...

Property Tax Relief
Up to $25,000 in assistance

Florida Hardest Hit Fund (HHF)

Previously provided mortgage payment assistance, principal reduction, and loan reinstatement help for unemployed or unde...

Disaster
Up to $250 rebate

Duke Energy Water Heater Rebate

Rebate for Duke Energy customers who install qualifying high-efficiency electric water heaters or heat pump water heater...

Energy
Up to $5,000 grant or low-interest loan

Orange County Sewer Lateral Assistance Program

Financial assistance for homeowners needing to repair or replace private sewer lateral lines connecting to the county sy...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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