WHEDA Home Improvement Loan Program

Wisconsin Housing and Economic Development Authority

Available Home Repair

About This Program

Provides low-interest home improvement loans to Wisconsin homeowners for repairs, remodeling, and energy efficiency improvements. Fixed interest rates and flexible terms available through participating lenders.

Loan amount based on creditworthiness and project scope

Verified against Wisconsin Housing and Economic Development Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $35,000
  • For repairs, remodeling, and energy upgrades
  • Fixed rates through participating lenders
  • Income limits apply (typically up to 115% AMI)
  • Credit check required

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 334-6873

A grant-savvy contractor in Oconomowoc, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Oconomowoc early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

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