USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest (1%) loans up to $40,000 for home repairs in eligible rural areas near Ogden. Must be used to repair, improve, or modernize homes or remove health and safety hazards. 20-year repayment term.

1% fixed interest loan repaid over 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • 20-year repayment term
  • Income at or below 80% AMI
  • Must own home in eligible rural area
  • Can be combined with $10,000 grant for seniors

How to Apply

A grant-savvy contractor in Ogden, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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