USDA Section 504 Home Repair Grants and Loans

USDA Rural Development

Available Home Repair

About This Program

Federal grants up to $10,000 (seniors 62+) and loans up to $27,500 for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes to remove health and safety hazards.

Grant available for seniors 62+; loans for other very low-income applicants

Key Details

  • Grants up to $7,500 for seniors 62+ (very low income)
  • Loans up to $27,500 at 1% interest for others
  • Must be in eligible rural area (check with USDA)
  • Owner-occupied primary residence required
  • Remove health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(732) 761-5446

A grant-savvy contractor in Old Bridge, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through local USDA office

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