Find grants, rebates, forgivable loans, and free programs for Old Bridge, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Old Bridge, NJ, with individual awards up to $150,000. 5 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded weatherization program providing free energy efficiency upgrades to income-qualified households...
Below-market interest rate loans for home improvements to qualified New Jersey homeowners. Funds can be used for repairs...
Provides emergency home repair grants to low-income senior homeowners in Middlesex County to address health and safety i...
Federal grants up to $10,000 (seniors 62+) and loans up to $27,500 for very low-income homeowners in eligible rural area...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home where they res...
Provides free lead hazard evaluation and remediation for homes built before 1978 with children under 6 or pregnant women...
Comprehensive home energy audit and improvements through PSE&G. Includes discounted insulation, air sealing, programmabl...
Rebates for installing high-efficiency air-source heat pumps, including central systems and ductless mini-splits. Incent...
Rebates for energy-efficient appliances and equipment including smart thermostats, heat pump water heaters, gas furnaces...
New Jersey's solar incentive programs including the Successor Solar Incentive (SuSI) providing performance-based payment...
Provides free comprehensive home energy improvements to income-qualified households including insulation, air sealing, h...
Rebate for purchasing and installing ENERGY STAR certified heat pump water heaters, which can reduce water heating costs...
Whole-home energy efficiency improvements using a comprehensive approach. Starts with professional energy assessment, fo...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Once e...
The Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief to New Je...
Property tax exemptions for eligible disabled veterans and their surviving spouses. Veterans with 100% permanent disabil...
Converts Housing Choice Vouchers into homeownership assistance for eligible first-time homebuyers. Provides down payment...
Federal HOME funds administered by the state and local municipalities to assist low-income homeowners with rehabilitatio...
Provides grants for accessibility modifications to enable persons with disabilities to remain safely in their homes. Cov...
Federal disaster recovery funds for homeowners affected by Superstorm Sandy. Provided grants for reconstruction, elevati...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Old Bridge, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Old Bridge, 18 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.