Home Improvement Grants in Olive Branch.

Find grants, rebates, forgivable loans, and free programs for Olive Branch, MS, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Olive Branch, MS, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Mississippi Weatherization Assistance Program (WAP)

Federally funded program that reduces energy costs by improving home energy efficiency for low-income households. Servic...

Weatherization
Up to $25,000 forgivable loan

Mississippi Home Corporation Owner-Occupied Rehab Program

Provides forgivable loans to low-income homeowners for major home repairs and rehabilitation. Loan is forgiven after 5 y...

Home Repair
Up to $30,000 grant

DeSoto County CDBG Housing Rehabilitation

Community Development Block Grant program providing owner-occupied housing rehabilitation for low-income households in D...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mod...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. For v...

Veterans
Free lead hazard removal

Mississippi Lead Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in homes with children under 6. Priority for homes...

Home Repair
Up to $1,200 in rebates

Mississippi Power Energy Efficiency Rebates

Rebates for Mississippi Power customers who purchase energy-efficient appliances and equipment, including heat pumps, wa...

Energy
Up to $600 rebate

Mississippi Power Heat Pump Rebate

Rebate for Mississippi Power customers who install qualifying high-efficiency heat pumps. Amount varies based on SEER ra...

Energy
Net metering credit

Mississippi Power Solar Incentive Program

Net metering program that allows Mississippi Power customers with solar installations to receive credit for excess energ...

Solar/Renewable
Up to $3,000 grant

DeSoto County Senior Home Repair Program

Provides minor home repair assistance for seniors age 60 and older in DeSoto County. Covers small-scale repairs that hel...

Seniors & Disability
Up to $350

Mississippi Power Water Heater Rebate

Rebate for Mississippi Power customers who install qualifying electric heat pump water heaters. Provides up to $300 for ...

Energy
Up to $50,000 grant

HOME Investment Partnerships Program (Mississippi)

Federally funded HOME program providing grants for owner-occupied housing rehabilitation. Funds comprehensive repairs to...

Home Repair
Assistance varies by household need

Mississippi Low Income Home Energy Assistance (LIHEAP)

Federally funded program helping low-income households pay heating and cooling bills. Also provides emergency assistance...

Energy
Up to $400 rebate

Mississippi Power Window and Insulation Rebate

Rebates for Mississippi Power customers who install ENERGY STAR certified windows or add qualifying insulation. Window r...

Weatherization
Up to $150,000 for disaster repairs

Mississippi Disaster Recovery Assistance

HUD Community Development Block Grant - Disaster Recovery funds help homeowners repair, rebuild, or elevate homes damage...

Disaster
Loans up to $10,000

Mississippi Septic System Repair Assistance

Low-interest loan program to help homeowners repair or replace failing septic systems that pose health hazards. Availabl...

Home Repair
Up to $100 rebate

Mississippi Power Smart Thermostat Rebate

Rebate for Mississippi Power customers who purchase and install qualifying smart thermostats. Helps reduce energy costs ...

Energy
Up to $20,000 grant

DeSoto County Foundation Repair Assistance

Specialized CDBG assistance for owner-occupied homes with critical foundation issues that threaten structural integrity....

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Olive Branch

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Frequently asked questions

What home improvement grants are available in Olive Branch, MS?

23 programs are currently listed for Olive Branch, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Olive Branch have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Olive Branch, 15 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Olive Branch?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.