USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 and grants up to $10,000 (seniors 62+) for very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Olney eligibility depends on specific location; contact USDA to verify.

Combined loan and grant; grant for seniors 62+ only

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural/suburban area
  • Contact USDA to verify Olney address eligibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(410) 480-4640

A grant-savvy contractor in Olney, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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