Find grants, rebates, forgivable loans, and free programs for Olney, MD, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Olney, MD, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides emergency home repair grants to income-eligible owner-occupants in Montgomery County. Covers critical health an...
Provides deferred loans up to $50,000 for comprehensive home rehabilitation to income-qualified Montgomery County homeow...
Provides grants up to $15,000 for accessibility modifications enabling disabled or elderly residents to remain in their ...
Federal WAP program administered by Maryland DHCD providing free weatherization services including insulation, air seali...
Provides free lead hazard reduction services for Maryland homes built before 1978 where a child under age 6 has an eleva...
Pepco's EmPOWER Maryland program offers rebates for energy efficiency upgrades including heat pumps ($7,000), insulation...
Rebate up to $7,000 for qualifying high-efficiency air source heat pump installations. Enhanced rebates available for lo...
Washington Gas offers rebates for high-efficiency natural gas furnaces (up to $750), water heaters (up to $500), program...
Provides grants up to $1,000 for residential solar photovoltaic system installations in Maryland. Grant amount is calcul...
Community solar co-op that leverages group purchasing power to negotiate discounted solar panel installation rates for M...
Financial assistance for income-qualified homeowners to repair or replace private water or sewer laterals. Grants up to ...
Property tax credits for Montgomery County homeowners age 65+ or totally disabled with household income under $85,000. C...
Caps annual property assessment increases at 10% statewide for owner-occupied principal residences. Montgomery County fu...
Low-interest loans up to $40,000 and grants up to $10,000 (seniors 62+) for very-low-income homeowners in eligible rural...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers wh...
Grant for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Smaller gran...
Federal HOME funds for property owners to rehabilitate rental units in Montgomery County. Owners must agree to rent to i...
Emergency grants up to $1,000 for Maryland residents facing medical crises who need assistance with home repairs or util...
Minor home repair assistance for low-income seniors age 60+ in Montgomery County. Covers grab bars, handrails, smoke det...
Low-interest loans up to $50,000 for energy efficiency and renewable energy improvements to Maryland homes. Fixed intere...
Fee waiver for Montgomery County Rental Housing and Resale Housing Inspection Program fees for low-income homeowners. Re...
Free in-home energy assessment and direct installation of energy-saving measures for income-qualified Pepco customers. I...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Olney, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Olney, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.