Florida SHIP Home Repair Program

Florida Housing Finance Corporation / Volusia County

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) provides forgivable loans for critical home repairs to low and moderate income homeowners in Volusia County. Loan is forgiven after 5 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan, no repayment if you maintain owner-occupancy for 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $15,000 for repairs
  • Income at or below 120% AMI
  • Must be owner-occupied in Volusia County
  • Forgiven after 5 years of compliance
  • Covers roofing, electrical, plumbing, HVAC, structural

How to Apply

A grant-savvy contractor in Orange City, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Orange City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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