USDA Section 504 Home Repair Loan & Grant Program

USDA Rural Development

Closed Home Repair

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Availability: Closed
Listed amount: Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

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About This Program

Very low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair or improve their homes. Orange is not eligible as it is considered an urban area.

Program not available in Orange; shown for reference only

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Record set last reviewed 2026-06-09. How we verify our data.

This is a national program. You can also review these local programs in Orange, NJ; confirm separately whether they can coordinate:

Key Details

Not available in Orange (urban area)
Only for USDA-designated rural areas
Contact USDA for eligible NJ locations
Grants up to $7,500 for seniors 62+
Loans up to $27,500 at 1% interest

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

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Program phone: (732) 223-6920

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Deadline: Not available in Orange (non-rural area)

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