Find grants, rebates, forgivable loans, and free programs for Orange, NJ, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Orange, NJ, with individual awards up to $150,000. 6 programs target seniors, 3 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services to reduce energy costs for income-eligible residents. Includes insulation, air sealing, hea...
State-funded lead hazard control program for homes built before 1978 with children under 6 or pregnant women. Provides g...
Low-interest home improvement loans for income-qualified homeowners in New Jersey. Rates starting at 3% for eligible bor...
Free in-home energy assessment with instant efficiency upgrades including LED bulbs, low-flow showerheads, and pipe insu...
Rebates for high-efficiency heating and cooling systems, including heat pumps, central air conditioning, and water heate...
Enhanced rebates for installation of cold climate air source heat pumps as primary heating system. Eligible systems must...
Enhanced weatherization services for income-qualified PSE&G customers. Includes comprehensive air sealing, insulation, H...
Earn Solar Renewable Energy Credits for electricity generated by residential solar installations. SRECs can be sold to u...
Federal tax credit covering 30% of residential solar installation costs, including panels, inverters, and battery storag...
Grants for minor home repairs for Essex County seniors age 62+ with income at or below 80% AMI. Covers repairs needed to...
Grants for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability nee...
Grants for veterans with qualifying service-connected disabilities to make necessary adaptations to a home. Covers acces...
Very low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair or improve their hom...
Grants for homeowners with unmet disaster recovery needs from Hurricane Ida (September 2021). Covers repair, reconstruct...
Federal HOME funds for owner-occupied rehabilitation through participating municipalities. Provides deferred, forgivable...
Annual $250 property tax deduction for New Jersey residents age 65+, disabled, or veterans. Must file annually with muni...
Reimburses eligible senior and disabled homeowners for property tax increases. Must be age 65+ or disabled, with income ...
Annual property tax relief benefit for New Jersey homeowners and renters meeting income limits. Homeowners can receive u...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Orange, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Orange, 16 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.