Home Improvement Grants in Orange.

Find grants, rebates, forgivable loans, and free programs for Orange, NJ, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Orange, NJ, with individual awards up to $150,000. 6 programs target seniors, 3 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Essex County Weatherization Assistance Program

Free weatherization services to reduce energy costs for income-eligible residents. Includes insulation, air sealing, hea...

Weatherization
Up to $15,000 per unit

New Jersey Lead Hazard Control Assistance Program

State-funded lead hazard control program for homes built before 1978 with children under 6 or pregnant women. Provides g...

Home Repair
Loans up to $25,000

NJ Housing Finance Agency Home Improvement Loan Program

Low-interest home improvement loans for income-qualified homeowners in New Jersey. Rates starting at 3% for eligible bor...

Home Repair
Free assessment plus instant rebates

PSE&G Home Energy Assessment

Free in-home energy assessment with instant efficiency upgrades including LED bulbs, low-flow showerheads, and pipe insu...

Energy
Up to $5,000 rebate

PSE&G HVAC Equipment Rebate Program

Rebates for high-efficiency heating and cooling systems, including heat pumps, central air conditioning, and water heate...

Energy
Up to $7,000 rebate

PSE&G Cold Climate Heat Pump Incentive

Enhanced rebates for installation of cold climate air source heat pumps as primary heating system. Eligible systems must...

Energy
Up to $10,000 in services

PSE&G Low-to-Moderate Income Weatherization

Enhanced weatherization services for income-qualified PSE&G customers. Includes comprehensive air sealing, insulation, H...

Weatherization
Earn credits per MWh produced

New Jersey Solar Renewable Energy Credits (SRECs)

Earn Solar Renewable Energy Credits for electricity generated by residential solar installations. SRECs can be sold to u...

Solar/Renewable
30% of installation cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of residential solar installation costs, including panels, inverters, and battery storag...

Solar/Renewable
Up to $5,000 grant

Essex County Senior Home Repair Program

Grants for minor home repairs for Essex County seniors age 62+ with income at or below 80% AMI. Covers repairs needed to...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability nee...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with qualifying service-connected disabilities to make necessary adaptations to a home. Covers acces...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant Program

Very low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair or improve their hom...

Home Repair
Up to $150,000 grant

NJ Hurricane Ida Recovery Program

Grants for homeowners with unmet disaster recovery needs from Hurricane Ida (September 2021). Covers repair, reconstruct...

Disaster
Up to $40,000 deferred loan

New Jersey HOME Investment Partnerships Program

Federal HOME funds for owner-occupied rehabilitation through participating municipalities. Provides deferred, forgivable...

Home Repair
$250 annual property tax deduction

New Jersey Senior Citizen / Disabled Property Tax Deduction

Annual $250 property tax deduction for New Jersey residents age 65+, disabled, or veterans. Must file annually with muni...

Property Tax Relief
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior and disabled homeowners for property tax increases. Must be age 65+ or disabled, with income ...

Property Tax Relief
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Annual property tax relief benefit for New Jersey homeowners and renters meeting income limits. Homeowners can receive u...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Orange, NJ?

22 programs are currently listed for Orange, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Orange have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Orange, 16 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Orange?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.