USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income rural homeowners to repair, improve, or modernize their homes. Orange qualifies as rural. 1% fixed interest rate, up to 20-year term.

Loan at 1% interest with monthly payment based on term length

Key Details

  • Low-interest loan up to $40,000 at 1%
  • Very low income required (50% AMI or below)
  • Must be unable to obtain affordable credit elsewhere
  • Up to 20-year repayment term
  • Covers major repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(254) 742-9700

A grant-savvy contractor in Orange, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Orange, TX contractors

Find More Programs in Orange, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs