IHDA Barrier-Free Home Modification Program

Illinois Housing Development Authority

Available Senior & Disability

About This Program

Provides zero-interest deferred loans to Illinois homeowners for accessibility modifications for household members with permanent disabilities. Loan is deferred (no monthly payments) and may be forgiven after 10 years of occupancy.

Deferred loan at 0% interest, forgiven after 10 years of continued occupancy

Key Details

  • Deferred loan up to $30,000 at 0% interest
  • Income at or below 120% AMI required
  • Household member with disability must reside in home
  • Loan forgiven after 10 years of occupancy
  • Covers ramps, lifts, bathroom modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(312) 836-5200

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Deadline: Ongoing through participating agencies

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