Find grants, rebates, forgivable loans, and free programs for Oro Valley, AZ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oro Valley, AZ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 17 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 10 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by Pima County Community Action Agency providing free energy effici...
HOME-funded rehabilitation program for owner-occupied homes needing major repairs. Provides forgivable loans for househo...
CDBG-funded emergency repair grants for owner-occupied homes in Pima County with urgent health and safety hazards. Prior...
Provides accessibility modifications for income-qualified homeowners with disabilities in Pima County. Improvements incl...
Rebate for TEP residential customers who install qualifying high-efficiency central air conditioning units (16+ SEER). A...
Rebate for TEP customers installing qualifying electric heat pump systems for heating and cooling. Higher rebates availa...
Incentive for TEP customers who install qualifying home battery storage systems, either standalone or paired with solar....
Rebate for TEP customers who add qualifying attic or wall insulation to improve home energy efficiency. Requires minimum...
Rebate for TEP customers who install or upgrade to energy-efficient evaporative cooling systems. Evaporative coolers use...
Rebate for Southwest Gas customers who install qualifying high-efficiency natural gas furnaces (95%+ AFUE). Helps reduce...
Rebate for Southwest Gas customers installing qualifying tankless (on-demand) natural gas water heaters. Tankless units ...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair or improve their homes. S...
Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Qualifyi...
Grants for veterans with certain service-connected disabilities to adapt a home. Qualifying disabilities include blindne...
Arizona state income tax credit for residential solar installations. Credit equals 25% of system cost, up to $1,000 maxi...
Town of Oro Valley offers expedited permitting for residential solar photovoltaic installations. Qualifying systems rece...
Rebate for Oro Valley water customers who install passive or active rainwater harvesting systems. Covers up to 50% of pr...
Rebate for installation of residential graywater systems that reuse household water for landscape irrigation. Covers up ...
Rebate for Oro Valley water customers who install EPA WaterSense certified smart irrigation controllers. These controlle...
Rebate for Oro Valley water customers who remove grass turf and replace with desert-adapted, low-water-use landscaping. ...
Arizona's Senior Property Valuation Protection allows homeowners age 65+ with total household income under $44,574 to fr...
Minor home repair assistance for low-income seniors age 60+ in Pima County. Provides critical repairs to enable seniors ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Oro Valley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oro Valley, 14 programs do not require repayment, 1 is forgivable loan, and 10 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.