USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very low-income homeowners in rural areas to repair, improve, or modernize their homes. Seniors age 62+ may qualify for grants up to $10,000 for accessibility and safety hazards.

Seniors 62+ may receive grant; others receive low-interest loan

Key Details

  • Loan up to $40,000, grant up to $10,000
  • For very low-income rural homeowners
  • Grant only for seniors 62+
  • 1% interest rate on loans
  • Must be in USDA-eligible rural area

How to Apply

Get free help applying Visit Official Program Page Track this program

(715) 345-7600

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Deadline: Applications accepted year-round

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