Home Improvement Grants in Oshkosh.

Find grants, rebates, forgivable loans, and free programs for Oshkosh, WI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oshkosh, WI, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 11 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Wisconsin Weatherization Assistance Program (WAP)

Federal and state-funded weatherization program that provides energy efficiency improvements at no cost to income-qualif...

Weatherization
Low-interest loan up to $35,000

WHEDA Home Improvement Advantage Loan

Affordable fixed-rate home improvement loan for Wisconsin homeowners with moderate income. Can be used for repairs, acce...

Home Repair
Forgivable loan up to $30,000

City of Oshkosh Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in Oshkosh. Loan is forgiven after 5 years of continued owner...

Home Repair
Grant up to $10,000

City of Oshkosh Emergency Repair Program

Provides emergency grants for urgent health and safety repairs for very low-income homeowners in Oshkosh. Covers furnace...

Emergency
Grant up to $15,000

Oshkosh Home Accessibility Modification Program

Grant program to make accessibility improvements for disabled or elderly residents in owner-occupied homes. Includes ram...

Seniors & Disability
Forgivable loan up to $5,000

Oshkosh Sewer Lateral Repair Assistance

Financial assistance for repairing or replacing private sewer laterals for low-income homeowners in Oshkosh. Loan is for...

Home Repair
Up to $3,500 in rebates

Focus on Energy Home Performance Rebates

Wisconsin's statewide energy efficiency rebate program offering cash-back incentives for insulation, air sealing, HVAC u...

Energy
Up to $1,200 rebate

Focus on Energy Heat Pump Rebate

Rebate for installing qualifying air-source or ground-source heat pumps in Wisconsin homes. Amount varies by system type...

Energy
$600 per kW installed (up to 10 kW)

WPS Solar Incentive Program

Cash incentive from Wisconsin Public Service for installing solar photovoltaic systems. Pays $600 per kW up to 10 kW sys...

Solar/Renewable
$100 rebate

WPS Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat. Available to WPS electric customers in Oshkosh. Help...

Energy
$50 per appliance

WPS Appliance Recycling Program

Cash incentive for recycling old, working refrigerators and freezers. WPS picks up the appliance at no charge and provid...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very low-income homeowners in rural areas to repair, improve,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Eligible disabilities ...

Veterans
Varies by county; typically up to $5,000

Wisconsin Senior Home Repair Program

County-administered program for seniors age 60+ to help with minor home repairs and modifications that allow them to age...

Seniors & Disability
Free lead hazard control

Wisconsin Lead-Safe Homes Program

State program to reduce lead-based paint hazards in homes with children under age 6. Free lead hazard control services i...

Home Repair
Varies; typically up to $35,000

Oshkosh HOME Investment Partnerships Program

Federal HOME funds administered by the City of Oshkosh for affordable housing rehabilitation. Provides forgivable loans ...

Home Repair
Varies by income and household size

Wisconsin Home Energy Assistance Program (LIHEAP)

Federal program helping low-income Wisconsin households pay home heating costs. Also provides crisis assistance for emer...

Energy
Property tax exemption (varies)

Wisconsin Veterans & Surviving Spouses Property Tax Credit

Property tax credit for Wisconsin veterans with service-connected disabilities rated at least 70% by the VA, or their su...

Property Tax Relief
Varies by property value

Wisconsin Lottery & Gaming Credit

Property tax credit funded by Wisconsin Lottery for homeowners whose primary residence is in Wisconsin. Credit is based ...

Property Tax Relief
Up to $1,460 refundable credit

Wisconsin Homestead Credit

Refundable property tax or rent credit for low-income Wisconsin residents. Particularly beneficial for seniors age 62+. ...

Property Tax Relief
Low-rate mortgage + $5,000 DPA option

WHEDA First-Time Home Buyer Advantage

WHEDA's first-time homebuyer program offering below-market interest rates and optional $5,000 down payment assistance. I...

Homebuyer

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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