USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides very low-interest loans (1%) and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to homeowners age 62 or older who cannot repay a loan.

Grant amount for seniors 62+, or low-interest loan for eligible homeowners

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Ossining, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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