Home Improvement Grants in Ossining.

Find grants, rebates, forgivable loans, and free programs for Ossining, NY, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ossining, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

New York State Weatherization Assistance Program (WAP)

Provides free weatherization services to income-eligible households in Westchester County, including insulation, air sea...

Weatherization
Up to $14,000 rebate for heat pumps

NYSERDA Clean Heat Program

Provides rebates for homeowners installing air-source or ground-source heat pumps to replace fossil fuel heating systems...

Weatherization
Free energy upgrades

EmPower+ Income-Eligible Program

Provides free comprehensive energy efficiency improvements for income-eligible Con Edison customers, including insulatio...

Weatherization
Up to $500 in rebates

Con Edison Smart Usage Rewards

Offers rebates to Con Edison customers for purchasing energy-efficient appliances, smart thermostats, dehumidifiers, and...

Energy
Up to $5,000 solar incentive

NY-Sun Residential Solar Incentive

Provides incentives to homeowners installing solar photovoltaic systems in New York State. Incentive levels are based on...

Solar/Renewable
Forgivable loan up to $30,000

Ossining Housing Rehabilitation Program

Provides forgivable loans for major home repairs to owner-occupied households in Ossining with income at or below 80% AM...

Home Repair
Free lead hazard removal

Westchester County Lead Paint Hazard Reduction Program

HUD-funded program providing free lead hazard reduction services to income-eligible households in Westchester County wit...

Home Repair
Up to $50,000 per home

New York State HOME Homeowner Rehabilitation

Federal HOME Investment Partnerships Program funds administered by Westchester County for substantial rehabilitation of ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides very low-interest loans (1%) and grants to very low-income homeowners in eligible rural areas to repair, improv...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to construct or modify a home to meet their adap...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to modify a home to meet adaptive needs. Covers ...

Veterans
Up to $10,000 grant

New York State Senior Citizen Home Repair Program

Provides grants to low- and moderate-income seniors age 60 and older for essential home repairs that impact health and s...

Seniors & Disability
Up to $15,000 grant

Westchester County Accessibility Modification Program

Provides grants to Westchester County residents with disabilities to make accessibility modifications to their homes. Co...

Seniors & Disability
Low-interest loan up to $25,000

Westchester County Septic System Repair Loan

Provides low-interest loans to homeowners in unsewered areas of Westchester County for repair or replacement of failing ...

Home Repair
Up to $966 heating assistance

New York State Home Energy Assistance Program (HEAP)

Provides regular and emergency heating assistance to income-eligible New York State residents. Regular benefit helps wit...

Energy
Emergency benefit up to $900

HEAP Emergency Heating Assistance

Provides emergency assistance to low-income households facing life-threatening heating emergencies, such as no heat, bro...

Emergency
20% tax credit, up to $50,000

NYS Historic Homeownership Rehabilitation Tax Credit

Provides a state income tax credit equal to 20% of qualified rehabilitation expenditures for income-producing historic p...

Historic
Low-interest mortgage financing

New York State First-Time Homebuyer Program (SONYMA)

Provides low-interest mortgage financing and down payment assistance to first-time homebuyers in New York State. Income ...

Homebuyer
5% to 50% property tax reduction

Village of Ossining Senior Citizen Property Tax Exemption

Provides property tax exemptions to qualifying senior citizens age 65 and older who own and occupy their homes in the Vi...

Property Tax Relief
School tax exemption for seniors

Westchester County Enhanced STAR Program

Provides enhanced property tax exemption on school taxes for seniors age 65 and older with income below $98,700 (2024 li...

Property Tax Relief
Up to $1,000 charger rebate

Con Edison Electric Vehicle Charger Rebate

Provides rebates to Con Edison customers for the purchase and installation of Level 2 electric vehicle charging equipmen...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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