Oswego CDBG Owner-Occupied Rehabilitation Program

City of Oswego Community Development

Available Home Repair

About This Program

CDBG-funded program providing comprehensive home repairs and rehabilitation for income-eligible owner-occupied homes in Oswego. Structured as a forgivable loan that becomes a grant if the homeowner remains in residence for 5 years.

Forgivable loan covering major rehabilitation costs, forgiven after 5 years of occupancy

Key Details

  • Forgivable loan for major home repairs up to $35,000
  • Income at or below 80% AMI required
  • Must be owner-occupied within Oswego city limits
  • Forgiven after 5 years of continued residence
  • Covers roofing, HVAC, plumbing, electrical, structural repairs

How to Apply

A grant-savvy contractor in Oswego, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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