Find grants, rebates, forgivable loans, and free programs for Oviedo, FL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oviedo, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest loan program for owner-occupied home repairs and rehabilitation for Florida homeowners with incomes up to 1...
Federally funded program providing free energy efficiency upgrades to low-income households. Services include insulation...
Free in-home energy assessment identifying ways to save energy and money. Includes installation of free energy-saving it...
Rebate for residential customers who install qualifying high-efficiency heat pump systems. Rebate amount varies by syste...
Rebate program for residential customers who purchase and install qualifying smart thermostats. Enhances energy efficien...
Rebate program for residential solar photovoltaic (PV) system installations. Rebate amount based on system size. Program...
CDBG-funded forgivable loan program for major home repairs and rehabilitation for owner-occupied homes in Seminole Count...
Emergency grant program for critical health and safety repairs for very low-income homeowners in Seminole County. Priori...
Grant program for accessibility modifications to owner-occupied homes for persons with disabilities in Seminole County. ...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
Low-interest loan program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their ...
Grant program for very low-income senior homeowners (62+) in eligible rural areas to remove health and safety hazards. D...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their accessibility n...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. For vete...
Federal assistance program for homeowners who experienced financial hardship due to qualified disasters or economic even...
CDBG-DR disaster recovery program for homeowners impacted by Hurricane Irma (2017) or Hurricane Michael (2018). Provides...
Low-interest loan program for septic system repair or replacement in Seminole County. Helps homeowners comply with envir...
Grant program for low-income senior homeowners (60+) in Seminole County for minor home repairs and safety modifications....
Florida homestead exemption reduces the taxable value of owner-occupied primary residences by up to $50,000, resulting i...
Additional property tax exemption for seniors age 65+ with household income below $32,000. Provides an additional $50,00...
Property tax exemption for homeowners with total and permanent disabilities. Provides $500 additional exemption on top o...
Rebates for purchase of qualifying ENERGY STAR certified appliances including electric water heaters, pool pumps, and ot...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Oviedo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oviedo, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.