Texas Department of Housing and Community Affairs
Very low-interest construction loan for very low-income households in eligible rural areas to build or repair their own homes using their own labor (sweat equity). Administered through regional nonprofits. Contact North Central Texas COG to determine local availability.
Low-interest loan for owner-builder construction and rehabilitation
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Ovilla, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ovilla early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Administered through regional partners, contact for availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs