Find grants, rebates, forgivable loans, and free programs for Ovilla, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ovilla, TX, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low-income owner-occupants in unincorporated Ellis County and partic...
Emergency repair grants for very low-income homeowners in Ellis County facing immediate health and safety hazards. Cover...
Federal weatherization program administered locally by North Central Texas Council of Governments. Provides free energy ...
Free in-home energy assessment for Oncor customers with installation of energy-saving products including LED bulbs, smar...
Rebates for installation of high-efficiency central air conditioners and heat pumps in Oncor service territory. Rebate a...
Rebates for adding attic or wall insulation to meet recommended R-values in Oncor service area. Rebate amount depends on...
Texas state law exempts the added property value from solar panel installation from property taxes. Homeowners installin...
Federal tax credit covering 30% of the cost to install solar panels and battery storage systems on residential propertie...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize...
Grants up to $10,000 for very low-income homeowners age 62 and older in eligible rural areas to remove health and safety...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive living n...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...
Federal HOME funds administered by Texas DHCA for homeowner rehabilitation in qualifying communities. Provides loans and...
Down payment and closing cost assistance for first-time homebuyers in Texas. Must be combined with a first mortgage thro...
Low-interest home loans for Texas veterans, active duty military, and surviving spouses. Competitive interest rates typi...
Grants for accessibility modifications to make homes safe and accessible for disabled residents in Ellis County. Covers ...
Very low-interest construction loan for very low-income households in eligible rural areas to build or repair their own ...
Rebates for purchase and installation of ENERGY STAR certified heating and cooling equipment. Available through particip...
Texas homeowners age 65 and older receive an additional $10,000 homestead exemption for school taxes and a tax ceiling t...
Texas homeowners with qualifying disabilities receive an additional $10,000 homestead exemption for school taxes and a t...
All Texas homeowners who occupy their home as primary residence receive a homestead exemption that reduces school proper...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Ovilla, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ovilla, 15 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.