Kentucky Disaster Recovery Housing Program
Kentucky Division of Emergency Management
About This Program
State-administered disaster recovery program that provides grants and loans for home repairs following federally-declared disasters in Kentucky. Activated on case-by-case basis after major flooding, tornadoes, or other qualifying events. Not currently active; included for reference.
Grant amount varies by disaster severity and unmet need
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Owensboro, KY, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Activated following presidential disaster declarations
- Grants and loans for disaster-damaged homes
- Covers unmet needs not addressed by insurance/FEMA
- Income limits vary by program activation
- Not currently active; check after major disasters
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
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Deadline: Activated only following presidentially-declared disasters
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