USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants for very low-income homeowners in eligible rural areas of Daviess County to repair or improve their homes. Seniors aged 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Loans available at 1% interest for up to 20 years.

Grant portion for seniors 62+; loan available to all qualifying very low-income

Key Details

  • Loans up to $27,500 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Must be very low-income in eligible rural area
  • Owner-occupied single-family homes only
  • Repairs must address health and safety issues

How to Apply

A grant-savvy contractor in Owensboro, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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