Alabama Disaster Recovery Housing Program
Alabama Department of Economic and Community Affairs
About This Program
CDBG Disaster Recovery funds administered by ADECA for homeowners affected by federally declared disasters in Alabama. Provides grants for home repair, reconstruction, and elevation in flood-prone areas. Program activates following major disaster declarations.
Grant amount based on verified disaster damage and unmet needs after insurance
The cited general URL responded on 2026-08-23; it does not confirm this program or amount.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Oxford, AL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Up to $50,000 for disaster-related repairs
- Activates after federal disaster declarations
- Covers unmet needs after insurance
- Income up to 120% AMI may qualify
- Currently closed pending future disasters
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
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Deadline: Program currently closed, activates after federal disaster declarations
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