Find grants, rebates, forgivable loans, and free programs for Oxford, MS, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oxford, MS, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that reduces energy costs for low-income households through insulation, air seal...
Down payment and closing cost assistance for first-time homebuyers in Mississippi. Provides up to $8,000 as a forgivable...
USDA program offering low-interest loans (1% interest) up to $27,500 and grants up to $10,000 for very-low-income homeow...
Emergency repair grant for low-income homeowners within Oxford city limits facing urgent health and safety hazards. Cove...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ag...
Rebates for Mississippi Power customers who install qualifying energy-efficient equipment including heat pumps, water he...
Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...
Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home in which they wi...
State tax credit equal to 25% of qualified rehabilitation expenditures for certified historic structures. Can be combine...
Assistance program for Oxford homeowners needing sewer lateral line repairs or replacement. Provides forgivable loans up...
Grant program for low-income seniors 65 and older to make critical home repairs and modifications to safely age in place...
Rebate for Entergy Mississippi residential customers who install qualifying high-efficiency heat pump systems. Rebate am...
Incentive for Entergy Mississippi customers who install qualifying residential solar photovoltaic systems. Provides $1.0...
Rebate for Entergy Mississippi customers who install qualifying high-efficiency electric water heaters. Heat pump water ...
Federal LIHEAP program providing assistance with home heating and cooling costs for low-income households in Mississippi...
Rebates for Entergy Mississippi customers who install qualifying energy-efficient windows or add insulation to their hom...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Oxford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oxford, 13 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.