Find grants, rebates, forgivable loans, and free programs for Oyster Bay, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oyster Bay, NY, with individual awards up to $500,000. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied single-family homes in Nassau County. Income at or be...
Federally funded program providing free weatherization services to income-eligible households. Services include insulati...
Rebates for PSEG Long Island customers who install high-efficiency central air conditioning or heat pump systems. Rebate...
Incentives for installing cold-climate air-source or ground-source heat pumps in New York homes. Additional incentives a...
HUD-funded program providing free lead hazard removal for homes built before 1978 in Nassau County with children under 6...
Federal HOME funds administered through New York State for major home rehabilitation of owner-occupied properties. Forgi...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize the...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home. Smalle...
Grant program for homeowners age 60+ to make essential repairs to their primary residence. Priority for health and safet...
Incentive program for PSEG Long Island customers installing solar photovoltaic systems. Incentive calculated per watt of...
State income tax credit equal to 25% of qualified solar electric generating equipment costs, up to $5,000. Can be claime...
Grant program for income-eligible Nassau County homeowners with disabilities to make accessibility modifications. Covers...
Rebate for PSEG Long Island customers who add insulation or air sealing to their homes. Requires a pre-work assessment a...
Rebate for PSEG Long Island customers who install ENERGY STAR certified heat pump water heaters. Significantly more effi...
Hurricane Sandy disaster recovery program providing reconstruction and mitigation services to homeowners affected by the...
Grant program to help income-eligible Nassau County homeowners replace failing septic systems with advanced nitrogen-red...
Matching grant program for owners of properties listed on the National Register of Historic Places or designated local l...
Emergency grant for low-income Nassau County homeowners facing immediate health and safety hazards. Covers urgent repair...
Free energy efficiency and health and safety upgrades for income-eligible New Yorkers. Includes insulation, air sealing,...
Property tax exemption for seniors age 65+ who meet income requirements. Exemption reduces assessed value by up to 50%, ...
Free workforce training for careers in clean energy and energy efficiency, including solar installation, weatherization,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Oyster Bay, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oyster Bay, 19 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.