New York State HOME Program Rehabilitation

NYS Homes and Community Renewal (HOME)

Available Home Repair

About This Program

Federal HOME funds administered through New York State for major home rehabilitation of owner-occupied properties. Forgivable loans for income-eligible homeowners to address health, safety, and code compliance issues.

Forgivable loan after affordability period, typically 5-15 years

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied 1-4 unit property
  • Covers structural, plumbing, electrical, roofing
  • Forgiven after affordability period

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 275-3427

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Deadline: Contact local administrator for availability

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