USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair or improve homes. Grants available only to seniors (62+) for accessibility and health/safety improvements.

Low-interest loan; grant portion available for seniors 62+ only

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Pace, FL, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in eligible rural area
  • Income at or below 50% AMI
  • Covers health, safety, accessibility improvements

How to Apply

A grant-savvy contractor in Pace, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pace early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, funding renewed annually

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pace, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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