Find grants, rebates, forgivable loans, and free programs for Pace, FL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pace, FL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by Florida DEO to reduce energy costs for low-income households. Services in...
State Housing Initiatives Partnership program provides deferred-payment, zero-interest loans for major home repairs to l...
CDBG-funded emergency repair grants for owner-occupied homes in Santa Rosa County with critical health and safety issues...
USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligib...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home with special features needed ...
Grant for veterans with certain service-connected disabilities to adapt their residence for accessibility. For blindness...
Rebate for Gulf Power residential customers who install qualifying high-efficiency heat pumps (15+ SEER, 8.5+ HSPF). Reb...
Annual air conditioning maintenance tune-up for Gulf Power customers at a subsidized rate of $30. Includes inspection, c...
Rebate for Gulf Power customers who purchase and install qualifying Wi-Fi smart thermostats. Allows remote temperature c...
Florida law exempts the added value of solar installations from property tax assessment. Homeowners installing solar pan...
Federal tax credit equal to 30% of the cost of installing solar panels and battery storage. Credit remains at 30% for in...
Grant program for low-income seniors (60+) in Santa Rosa County to address minor home repairs and accessibility modifica...
HUD CDBG Disaster Recovery program for Florida homeowners with unmet recovery needs from federally declared disasters (H...
HUD-funded program providing free lead hazard assessment and remediation for Florida homes built before 1978 with childr...
Federal HAF program helping Florida homeowners who experienced pandemic-related financial hardship. Covers mortgage paym...
CDBG-funded grant for Santa Rosa County homeowners with disabilities to make ADA-compliant accessibility modifications i...
Free in-home energy survey for Gulf Power customers identifying opportunities to reduce energy consumption. Includes per...
Provides matching grants up to $10,000 for hurricane mitigation improvements including roof upgrades, opening protection...
Provides down payment and closing cost assistance to first-time homebuyers in Florida through a network of participating...
Low-interest loan program for Santa Rosa County homeowners to repair or replace failing septic systems. Loans available ...
Rebate for Gulf Power customers who purchase and install ENERGY STAR certified variable speed pool pumps, which can redu...
Additional homestead exemption for Florida homeowners age 65+ with household income below approximately $32,000. Provide...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Pace, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pace, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.