Texas Department of Housing & Community Affairs
Construction and home repair loans for very low-income Texas households in rural areas. Applicants provide their own labor (sweat equity) to reduce costs. Loan terms up to 20 years at low fixed interest rates. Must not qualify for conventional financing.
Low-interest construction loan requiring sweat equity contribution
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Paducah, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Paducah early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Applications accepted year-round, subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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