Find grants, rebates, forgivable loans, and free programs for Paducah, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Paducah, TX, with individual awards up to $126,526. 5 programs target seniors, 4 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by TDHCA through South Plains Association of Governments to reduce energy costs fo...
Low-interest loans for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Loans are...
Grants for very low-income homeowners age 62 or older to remove health and safety hazards in rural homes. Grant does not...
CDBG-funded program providing major home rehabilitation for low- and moderate-income owner-occupied homes in Paducah. Lo...
CDBG grant for emergency repairs that pose immediate threats to health and safety of very low-income homeowners in Paduc...
Low-interest home improvement loans for Texas veterans to repair, improve, or renovate their primary residence. Competit...
Grant for veterans with certain service-connected disabilities to construct, purchase, or modify a home to meet adaptive...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or veteran's own home to ...
Rebate for residential customers in Oncor service territory who complete a qualifying AC tune-up with a participating co...
Rebate for purchase and installation of qualifying smart thermostats in Oncor service territory. Smart thermostats optim...
Rebate for Atmos Energy natural gas customers who purchase and install qualifying high-efficiency gas water heaters. Uni...
Rebate for Atmos Energy natural gas customers who purchase and install qualifying high-efficiency natural gas furnaces. ...
Federal HOME funds administered by TDHCA and local agencies to rehabilitate owner-occupied homes for low-income househol...
Construction and home repair loans for very low-income Texas households in rural areas. Applicants provide their own lab...
Assistance for low-income homeowners in Cottle County needing septic system repairs or replacement. Program helps ensure...
Grants to modify homes for persons with disabilities in Texas. Covers ramps, widened doorways, accessible bathrooms, gra...
Federal program helping low-income Texas households pay heating and cooling bills and make energy-related home repairs. ...
Texas law exempts the added home value from solar panel installation from property tax assessment. Homeowners installing...
Federal tax credit covering 30% of the cost of installing a residential solar energy system. Credit applies to solar pan...
Texas homeowners age 65 or older receive a mandatory $10,000 exemption from their home's appraised value for school dist...
Texas disabled veterans receive property tax exemptions ranging from $5,000 to 100% of home value based on VA disability...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Paducah, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Paducah, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.