IHDA Homeowner Repair Program

Illinois Housing Development Authority (IHDA)

Available Home Repair

About This Program

Provides forgivable loans for major home repairs to income-qualified Illinois homeowners. The loan is forgiven after 10 years of continued owner-occupancy. Covers structural, mechanical, and other critical home repairs.

Forgivable loan amount based on repair scope, no repayment if you remain in home 10 years

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 120% area median income
  • Must be owner-occupied primary residence
  • Forgiven after 10 years of compliance
  • Available statewide for qualifying homeowners

How to Apply

Get free help applying Visit Official Program Page Track this program

(312) 836-5200

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Deadline: Applications accepted on a rolling basis

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