Florida Housing Finance Corporation Disaster Recovery Program

Florida Housing Finance Corporation

Available Disaster Relief

About This Program

Provides grants and forgivable loans to repair or rebuild homes damaged by federally declared disasters in Florida. Designed to help homeowners recover from hurricanes, floods, and other natural disasters when insurance and FEMA assistance is insufficient.

Grant amount based on unmet disaster recovery needs and income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Repairs homes damaged by declared disasters
  • Income up to 120% AMI may qualify
  • Grant does not require repayment
  • Covers unmet needs after insurance and FEMA
  • Includes reconstruction and elevation if needed

How to Apply

A grant-savvy contractor in Palatka, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Palatka early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Open for hurricane and disaster recovery; check current eligibility

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Palatka, FL

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