Putnam County Owner-Occupied Rehabilitation Program

Putnam County CDBG

Available Home Repair

About This Program

Provides comprehensive home rehabilitation assistance to low-income owner-occupants in unincorporated Putnam County and participating municipalities. Loans are forgiven after 5 years of continued occupancy and compliance with program requirements.

Forgivable loan amount based on scope of needed repairs and income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Putnam County
  • Forgiven after 5 years of occupancy
  • Covers structural, roofing, plumbing, electrical

How to Apply

A grant-savvy contractor in Palatka, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Palatka early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to annual funding cycles

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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