USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for rural homeowners to repair, improve, or modernize their homes. Palestine qualifies as a rural area under USDA guidelines. Loans at 1% fixed interest rate for up to 20 years.

Loan at 1% interest repaid over up to 20 years

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • Income must be below 50% area median income
  • Must be in rural area (Palestine qualifies)
  • Up to 20-year repayment term
  • For repair, improvement, or modernization

How to Apply

Get free help applying Visit Official Program Page Track this program

(254) 742-9770

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Deadline: Applications accepted year-round

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