Home Improvement Grants in Palestine.

Find grants, rebates, forgivable loans, and free programs for Palestine, TX, filtered to your situation.

As of June 2026, 29 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palestine, TX, with individual awards up to $126,526. 7 programs target seniors, 4 serve veterans, and 16 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 29 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Texas Weatherization Assistance Program (WAP)

Federally funded program that reduces energy costs by making homes more energy efficient through weatherization improvem...

Weatherization
Up to $35,000 deferred loan

Palestine Owner-Occupied Housing Rehabilitation

City of Palestine CDBG-funded program providing major home repairs for low-income owner-occupied households. Deferred lo...

Home Repair
Up to $7,500 grant

Palestine Emergency Home Repair Grant

Provides emergency home repairs for very low-income owner-occupied households in Palestine addressing immediate health a...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for rural homeowners to repair, improve, or modernize their homes. Palestine qualifies as a rural area...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Can be combined with Se...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home they live in, or buy a home alre...

Veterans
Up to $25,000 per household

Texas HOME Investment Partnerships

Federally funded HOME program administered by Texas TDHCA provides homeowner rehabilitation assistance for low-income ho...

Home Repair
Free lead hazard removal

Anderson County Lead Hazard Control

County-administered lead-based paint hazard control program for homes built before 1978 with children under age 6. Servi...

Home Repair
Up to $1,600 rebate

Oncor HVAC Efficiency Rebate

Rebate for upgrading to high-efficiency central air conditioning or heat pump systems. Available to Oncor electric custo...

Energy
Up to $500 rebate

Oncor Home Insulation Rebate

Rebate for adding attic insulation to meet recommended R-value levels. Available to Oncor residential electric customers...

Weatherization
Up to $250 rebate

Oncor Water Heater Efficiency Rebate

Rebate for installing qualifying high-efficiency electric water heaters, including heat pump water heaters. Available to...

Energy
100% property tax exemption on solar equipment

Texas Solar Property Tax Exemption

Texas law exempts solar energy devices from property tax appraisal, meaning your property taxes will not increase when y...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing solar panels and battery storage systems. Available for systems pla...

Solar/Renewable
Up to $15,000 grant

Palestine ADA Home Modification Program

Grant program for accessibility modifications for disabled and elderly homeowners in Palestine. Covers wheelchair ramps,...

Seniors & Disability
Up to $5,000 grant

Palestine Senior Home Repair Program

Small repair grant for low-income seniors age 60+ in Palestine. Addresses minor but essential home repairs that help sen...

Seniors & Disability
Up to $3,000 low-interest loan

Palestine Sewer Lateral Repair Assistance

Low-interest loan program to assist Palestine homeowners with necessary sewer lateral repairs and replacements. Loan rep...

Home Repair
Varies by disaster declaration

Texas General Land Office Disaster Recovery

State-administered CDBG Disaster Recovery funds for Texas homeowners impacted by federally declared disasters. Program a...

Disaster
Reduces taxable home value

Texas Homestead Property Tax Exemption

Texas homestead exemption removes part of your home's value from taxation. School districts must offer $40,000 exemption...

Property Tax Relief
Additional $10,000+ exemption

Anderson County Over-65 Tax Exemption

Additional property tax exemption for homeowners age 65 and older in Anderson County. Also freezes school district taxes...

Property Tax Relief
Partial to 100% exemption

Texas Disabled Veteran Property Tax Exemption

Texas property tax exemption for disabled veterans based on VA disability rating. Veterans with 100% disability rating o...

Veterans
Up to $600 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for installing high-efficiency natural gas furnaces. Available to Atmos Energy natural gas customers in Palestine...

Energy
Up to $400 rebate

Atmos Energy Tankless Water Heater Rebate

Rebate for installing qualifying high-efficiency tankless natural gas water heaters. Available to Atmos Energy customers...

Energy
Up to $25,000 loan

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loan for Texas veterans. Can be used for repairs, improvements, or energy-efficient upgrad...

Veterans
Up to $2,000 state tax credit

Texas ENERGY STAR New Home Tax Credit

Texas franchise tax credit for purchasing a new ENERGY STAR certified home. Home must be purchased as primary residence ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Palestine

These contractors specialize in grant-funded projects and understand the documentation requirements.

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Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Palestine, TX?

29 programs are currently listed for Palestine, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Palestine have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palestine, 18 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Palestine?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.