Palm Bay Owner-Occupied Rehabilitation Program

City of Palm Bay Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing major home repairs for low-income homeowners in Palm Bay. Loan is forgiven after 10 years of continued owner-occupancy. Covers structural repairs, roof replacement, plumbing, electrical, and HVAC systems.

Forgivable loan, no repayment if you remain in home for 10 years

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Palm Bay city limits
  • Forgiven after 10 years of continued residency
  • Covers structural, roofing, plumbing, electrical, HVAC

How to Apply

Get free help applying Visit Official Program Page Track this program

(321) 952-3410

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Deadline: Applications accepted year-round

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