Florida SHIP Owner-Occupied Rehab

Florida Housing Finance Corporation (FHFC)

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funds administered locally for owner-occupied rehabilitation. Provides forgivable loans for major repairs to homes of low and moderate-income homeowners in Palm Bay. Loan forgiven after affordability period.

Forgivable loan based on rehab needs, amount shown is typical

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 140% AMI may qualify
  • Must be owner-occupied in Palm Bay
  • Forgiven after affordability period (typically 5-15 years)
  • Administered locally by City of Palm Bay

How to Apply

Get free help applying Visit Official Program Page Track this program

(321) 952-3410

A grant-savvy contractor in Palm Bay, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for current availability

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