State Housing Initiatives Partnership (SHIP) Repair Program

Florida Housing Finance Corporation / Palm Beach County

Available Home Repair

About This Program

State-funded program administered by Palm Beach County providing home repair assistance for very low, low, and moderate-income owner-occupied households. Loan is forgiven after 15 years of continued owner-occupancy or may be forgiven sooner for elderly or disabled homeowners.

Forgivable loan based on repair needs, forgiven after 15 years

Key Details

  • Forgivable loan up to $50,000 for home repairs
  • Income up to 140% AMI may qualify
  • Must be owner-occupied in Palm Beach County
  • Forgiven after 15 years of occupancy
  • Priority for elderly and disabled homeowners

How to Apply

A grant-savvy contractor in Palm Beach Gardens, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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