USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to seniors age 62+ who cannot repay a loan.

Loan at 1% interest plus grant for seniors 62+; varies by need

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+ unable to repay
  • Very low-income requirement (50% AMI)
  • Must be in eligible rural area (check with USDA)
  • Repairs must address health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

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Deadline: Rolling applications year-round

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