Florida SHIP Home Repair Program

Florida Housing Finance Corporation / Palm Beach County

Available Home Repair

About This Program

State Housing Initiatives Partnership provides forgivable loans for major home repairs to income-eligible homeowners in Palm Beach County. Loan forgiven after 15 years of continued occupancy.

Forgivable loan, no repayment if you remain in the home 15 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% area median income
  • Must be owner-occupied in Palm Beach County
  • Loan forgiven after 15 years of occupancy
  • Covers roofing, structural, systems repairs

How to Apply

A grant-savvy contractor in Palm Springs, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Palm Springs early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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