Home Improvement Grants in Palm Springs.

Find grants, rebates, forgivable loans, and free programs for Palm Springs, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palm Springs, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Florida Weatherization Assistance Program

Federally-funded weatherization program providing free energy-efficiency improvements to income-eligible households in P...

Weatherization
Up to $50,000 forgivable loan

Florida SHIP Home Repair Program

State Housing Initiatives Partnership provides forgivable loans for major home repairs to income-eligible homeowners in ...

Home Repair
Free energy assessment + instant upgrades

FPL Free Home Energy Survey

FPL customers receive a free in-home energy evaluation with instant installation of LED bulbs, faucet aerators, and show...

Energy
Up to $1,650 rebate

FPL Air Conditioning Rebate

Rebates up to $1,650 for FPL residential customers who install qualifying high-efficiency central air conditioning syste...

Energy
Subscription-based solar credits

FPL SolarTogether Community Solar

Community solar program allowing FPL customers to subscribe to solar energy without installing panels. Monthly subscript...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans (1%) and grants for very low-income homeowners in eligible rural areas to repair, improve, or mo...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, purchase, or modify a home to accommod...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to modify a home to accommodate their disability...

Veterans
Up to $50,000 forgivable loan

Palm Beach County CDBG Owner-Occupied Rehab

Community Development Block Grant program providing forgivable loans to low- and moderate-income homeowners in unincorpo...

Home Repair
Up to $15,000 grant

Palm Beach County Emergency Home Repair

Emergency repair grants for very low-income homeowners facing urgent health and safety threats. Priority given to senior...

Emergency
Up to $25,000 grant or loan

Palm Beach County ADA Accessibility Modification Program

Provides grants or forgivable loans to homeowners with disabilities or households with a disabled member to make accessi...

Seniors & Disability
Free lead hazard removal

Florida Lead-Based Paint Hazard Abatement Program

HUD-funded program to identify and remove lead-based paint hazards in pre-1978 homes with children under age 6 or pregna...

Home Repair
Up to $400 rebate

FPL Pool Pump Rebate

Rebate for FPL residential customers who replace standard pool pumps with ENERGY STAR certified variable-speed models. R...

Energy
Up to $150 rebate

FPL Smart Thermostat Rebate

Rebate for FPL customers who purchase and install qualifying Wi-Fi-enabled smart thermostats. Must enroll in FPL's On Ca...

Energy
Financing up to 20% of home value

Florida PACE (Property Assessed Clean Energy)

Property-assessed financing for energy efficiency, renewable energy, and wind-resistance improvements. Repaid through an...

Solar/Renewable
30% tax credit on solar costs

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing a residential solar photovoltaic system. Includes equipment, labor,...

Solar/Renewable
Up to $8,500 grant

Palm Beach County Senior Home Repair Program

Provides minor home repair and modification grants to low-income seniors age 60+ in Palm Beach County. Covers repairs ne...

Seniors & Disability
Up to $50,000 low-interest loan

Florida Housing Finance Corporation Elderly Housing Rehabilitation Loan

Low-interest rehabilitation loans for homeowners age 62+ in Florida. Designed to bring homes up to code and ensure safe,...

Seniors & Disability
Up to $300 rebate

FPL Water Heater Rebate

Rebates for FPL residential customers who install qualifying high-efficiency electric water heaters or heat pump water h...

Energy
Up to $10,000 low-interest loan

Palm Beach County Sewer Lateral Replacement Assistance

Low-interest financing for homeowners to repair or replace privately-owned sewer lateral lines that connect homes to the...

Home Repair
Up to $100,000 grant

Florida Disaster Recovery Housing Repair Program

Activated following major hurricanes and disasters, this program provides grants to low- and moderate-income homeowners ...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Palm Springs

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Palm Springs, FL?

25 programs are currently listed for Palm Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Palm Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palm Springs, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Palm Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.