Find grants, rebates, forgivable loans, and free programs for Palmdale, CA, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palmdale, CA, with individual awards up to $420,680. 8 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded deferred loan program for major home repairs and code compliance for low-income owner-occupied homes in Palm...
Provides accessibility modifications for low-income Palmdale homeowners with disabilities. Covers ramps, widened doorway...
Provides emergency grants for owner-occupied homes in Palmdale facing immediate health and safety threats. Covers urgent...
Provides home repair grants for Palmdale homeowners age 62+ with low income. Covers essential repairs to maintain health...
Provides deferred loans for repair or replacement of private sewer laterals in Palmdale. Loan is forgiven after 10 years...
Federally funded weatherization program serving Los Angeles County including Palmdale. Provides free energy efficiency i...
Comprehensive home energy efficiency rebate program for SCE customers in Palmdale. Offers tiered rebates for whole-home ...
Rebate program for installation of qualifying electric heat pump systems in SCE service territory including Palmdale. In...
Provides rebates for installation of high-efficiency central air conditioners and smart thermostats in Palmdale SCE serv...
Rebate for installation of qualifying ENERGY STAR certified high-efficiency natural gas furnaces for SoCalGas customers ...
Rebate for installation of qualifying high-efficiency tankless gas water heaters for SoCalGas customers in Palmdale. Pro...
Free energy efficiency improvements for income-qualified SCE customers in Palmdale. Includes attic insulation, weather s...
California's Self-Generation Incentive Program provides enhanced rebates for home battery storage systems in disadvantag...
USDA program offering low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) for home repairs in ...
Provides grants to veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their...
Provides grants to veterans with certain service-connected disabilities to adapt a family member's home in which they re...
HUD HOME-funded program administered by LA County for substantial rehabilitation of owner-occupied homes. Provides forgi...
California climate investment program providing weatherization and solar installation for low-income households in disad...
State program providing free lead testing, risk assessments, and hazard control for homes built before 1978 with childre...
State program allowing eligible seniors, blind, or disabled homeowners to defer property tax payments. The state pays th...
Los Angeles County senior exemption reduces assessed home value by up to $7,000 for homeowners age 62+ meeting income li...
FEMA program reducing flood risk in National Flood Insurance Program communities. Palmdale homeowners in flood-prone are...
State-funded program providing up to $3,000 toward seismic retrofits for houses with raised foundations. Palmdale homeow...
City exemption allowing homeowners with disabilities or seniors to have a live-in aide reside in the home without violat...
Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and water conservation improvem...
FHA-insured mortgage that combines home purchase or refinance with renovation costs into a single loan. Allows Palmdale ...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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31 programs are currently listed for Palmdale, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palmdale, 20 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.